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Knock Lending LLC -- purchase a home before selling existing home.

April 18,2021 | Posted By Flavia Brown in Real Estate
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As an exclusive Knock Certified Agent in the South Bay, I am associated with a new and amazing home loan program that empowers homeowners to make an offer and purchase a new replacement home before selling their existing home. Knock Lending LLC (knock.com) provides homeowners this incredible program, which includes lending up to $25,000 for refurbishing the existing home so it will sell at the highest price possible. Knock also provides up to 20% down payment on the replacement home.

Knock isn’t a typical start-up company, but they are an exceptional lender like no other. The three high-tech and extremely talented founders are the former founders of Trulia (a few years ago they sold Trulia to Zillow). Knock has been funded by prestigious venture capitalists with multi-millions of dollars, which has made possible the Knock Home Swap program, a super home loan program that is revolutionizing the real estate industry. CHECK OUT THESE FEATURES:

+ Very competitive low interest rates.
+ Down payment assistance up to 20% on the replacement home.
+ Non-contingent offer (no contingency on selling existing home).
+ Knock makes mortgage, property taxes, and homeowners insurance payments (p.i.t.i.) on the existing home up to six months. Your p.i.t.i. payments will be only for your new home once escrow closes. Knock will also pay monthly HOA fees.
+ Up to $25,000 advance to get your existing home in move-in condition, which will help get the highest selling price possible. You pay Knock back when your existing home closes escrow.
+ Knock will quickly get you fully underwritten for a new home loan, at the lowest rates.
+ Knock will charge you a 1.25% convenience fee instead of a loan origination fee. It can be paid at closing or rolled into your equity advance.
+ Minimum 620 fico score.
+ Most homes in the required price range (see the next feature) will qualify for a Knock Home Swap. A few homes that won’t qualify: In a 55+ community, major water or foundation damage, unpermitted additions, and distressed properties (bank-owned, auctions, foreclosures, pre-foreclosures).
+ The maximum value allowed for an existing home is $850,000. The maximum value allowed for a replacement home is the conforming loan limit it $822,375. No jumbo loans.
+ How to get qualified: I will provide the simple online pre-qualify steps. Contact me via phone, text, or email.

PLUS:
+ My job, commitment, and fiduciary duties include getting the seller the highest price possible and getting the lowest price possible for the new replacement home. Those will be my goals for the homeowners whom I represent. But there is more. You can be sure that I will look out for your best interests 100%: there will be no mistakes in the selection of your replacement home, and the sale of your existing home and your new purchase will be smooth transactions. Of my 300+ transactions, 99% have been problem-free or had issues that I easily resolved.
 

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